UAE mortgages, explained properly

No jargon and no sales pitch — just the maths, the criteria and the questions worth asking before you commit to a lender.

All Costs & Fees Guides Market Insight Non-Resident Rates & Products Refinancing

Market Insight9 min read

UAE Mortgage Interest Rate Forecast

Explore the UAE mortgage interest-rate outlook for 2026, including CBUAE policy, EIBOR, fixed and variable mortgages, forecast scenarios and repayment impacts.

Read the guide4 August 2026

Costs & Fees8 min read

How Much Down Payment Do You Need for a UAE Mortgage?

How much down payment do you need for a UAE mortgage? Compare CBUAE LTV limits for UAE nationals and expatriates, see deposit examples and calculate your estimated cash requirement.

Read the guide4 August 2026

Guides9 min read

Top Mortgage Mistakes Buyers Make—and How to Avoid Them

Avoid the most common UAE mortgage mistakes, including applying too late, changing jobs, taking new credit, ignoring valuation risk and misunderstanding fixed-rate terms.

Read the guide4 August 2026

Market Insight8 min read

Should You Buy or Rent in Dubai in 2026?

Should you buy or rent in Dubai in 2026? Compare current property market conditions, mortgage rates, ownership costs, flexibility and long-term value.

Read the guide4 August 2026

Guides9 min read

Off-Plan Mortgage Guide

A complete 2026 guide to off-plan mortgages in the UAE, including developer payment plans, mortgage eligibility, handover finance, costs, risks and the buying process.

Read the guide4 August 2026

Non-Resident12 min read

Non-Resident Mortgage Guide

A complete 2026 guide to UAE mortgages for non-residents, including eligibility, deposits, documents, remote buying, costs, currency risks and the mortgage process.

Read the guide4 August 2026

Guides8 min read

Mortgage Pre-Approval Explained

Learn how mortgage pre-approval works in the UAE, which documents banks request, what lenders assess, why applications are declined and how to improve your approval prospects.

Read the guide4 August 2026

Refinancing9 min read

Mortgage Buyout & Refinancing Guide

Learn how mortgage buyouts and refinancing work in the UAE, when switching lenders may save money, which costs apply, and how to compare mortgage options.

Read the guide4 August 2026

Market Insight9 min read

Is Now a Good Time to Buy Property in Dubai?

Is now a good time to buy property in Dubai? Review 2026 transaction activity, mortgage rates, rental conditions, market risks and an interactive buy-now-versus-wait calculator.

Read the guide4 August 2026

Guides8 min read

How a Mortgage Broker Can Save You Time and Money

Learn how a UAE mortgage broker can save time, compare lenders, reduce avoidable costs and coordinate your mortgage from application through completion.

Read the guide4 August 2026

Costs & Fees9 min read

Hidden Costs of Buying Property in Dubai

Discover the hidden costs of buying property in Dubai, including DLD fees, mortgage registration, valuation, insurance, service charges, utilities, furnishing and moving expenses.

Read the guide4 August 2026

Guides9 min read

Handover Payment Finance Explained

Learn how handover payment finance works in the UAE, who may qualify, which documents are needed, what costs to budget for and how to prepare for off-plan property completion.

Read the guide4 August 2026

Rates & Products8 min read

Fixed vs Variable Mortgage: Which Is Better in the UAE?

Compare fixed and variable mortgages in the UAE in 2026. Learn how EIBOR, fixed periods, bank margins, repricing and risk affect your mortgage choice.

Read the guide4 August 2026

Guides9 min read

First-Time Buyer's Guide to UAE Mortgages

A complete first-time buyer

Read the guide4 August 2026