Every UAE mortgage type, one adviser
We hold relationships with 27 lenders and price your case across all of them. You see the total cost of each option, in writing, before you commit to anything.
The numbers that decide your case
80%
Max LTV, resident first property
Under AED 5m
70%
Max LTV, non-resident
Selected lenders
25 years
Max term
To age 65 / 70 self-employed
50%
Max debt-burden ratio
Central Bank cap
What would it cost you monthly?
Adjust the inputs to see the payment, the total interest across the term, and the cash you would need on the day.
- 01
Free consultation
We map your income, liabilities and deposit against real lender criteria — before you view a single property.
- 02
Whole-market comparison
We price your case across 27 lenders and show you the total cost, not just the headline rate.
- 03
Pre-approval
We package and submit the application, then manage underwriter questions on your behalf.
- 04
Valuation to handover
We coordinate valuation, final offer, settlement and transfer, and stay on the case to completion.
You could buy up to
AED 3,963,411
- Maximum loan
- AED 3,170,729
- Monthly payment
- AED 17,000
- Deposit needed
- AED 792,682
- Cash needed upfront
- AED 1,050,304
Indicative only. Assumes the Central Bank 50% debt-burden cap, a maximum loan-to-value of 80% for this profile, and 6.5% in DLD, trustee, agency and valuation costs on top of the deposit. Real lender pricing depends on your full profile.
Estimated monthly payment
AED 9,436
- Loan amount
- AED 1,760,000
- Total interest
- AED 1,070,895
- Cash needed upfront
- AED 583,000
Indicative only. Upfront cash includes your deposit plus roughly 6.5% in DLD, trustee, agency and valuation costs. Actual lender pricing depends on your full profile.
Questions we are asked most
How much deposit do I need?+
UAE residents buying a first property under AED 5 million typically need 20%, plus roughly 6–8% in transaction costs. Non-residents usually start at 25–30%.
Does using a broker cost me anything?+
No. Our advice is free to you from the first consultation through to handover — we are paid by the lender on completion.
How long does approval take?+
Pre-approval is commonly 3–7 working days with complete documents. Final offer follows valuation, usually within two to three weeks overall.
Can I get a mortgage if I am self-employed?+
Yes. Lenders will want company financials, trade licence, ownership documents and bank statements. We know which lenders treat business income most favourably.
What happens when my fixed rate ends?+
The mortgage reverts to the formula in your contract, typically EIBOR plus a margin. We review your case before that date and rebroke if it saves you money.