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Miracle Keys Mortgage

Mortgage calculator

Get an instant, indicative view of what you can afford and what it would cost. Adjust the inputs to explore your options — then talk to an adviser for a precise, whole-of-market comparison.

Run the numbers

Two calculators, one clear answer

Switch between what you can afford and what it will cost each month. Everything here is indicative and assumes the Central Bank debt-burden cap — your adviser confirms the real figures against live lender pricing.

  • See how much you could borrow from your income and commitments
  • Estimate the monthly payment across different rates and terms
  • Understand the deposit and cash you need on the day
Get a precise comparison
AED 40,000
AED 3,000
25 years
4.15%

You could buy up to

AED 3,963,411

Borrowing 80%Deposit 20%
Maximum loan
AED 3,170,729
Monthly payment
AED 17,000
Deposit needed
AED 792,682
Cash needed upfront
AED 1,050,304

Indicative only. Assumes the Central Bank 50% debt-burden cap, a maximum loan-to-value of 80% for this profile, and 6.5% in DLD, trustee, agency and valuation costs on top of the deposit. Real lender pricing depends on your full profile.