Find the right mortgage for your new home
Buying a home is a major financial decision, and choosing the right mortgage is an important part of the journey. We compare mortgage options from leading UAE banks and provide free expert guidance from your first consultation through to property handover.
What is a new mortgage?
A new mortgage is a home loan designed to help you purchase property in the UAE. Whether you're a first-time buyer, an existing homeowner or a property investor, Miracle Keys helps you compare mortgage options from leading UAE banks, secure competitive financing and navigate every step of the process with confidence.
Our mortgage advisory service is completely free — from your initial consultation until mortgage completion and property handover.
Why choose Miracle Keys Mortgages?
Finding the right mortgage is about more than securing finance — it's about choosing a solution that fits your financial goals. Our experienced advisors help you compare options, understand the process and make informed decisions with confidence.
Independent mortgage advice
Compare mortgage options from multiple UAE banks to find financing that suits your needs.
Personalised guidance
Recommendations tailored to your financial circumstances, property goals and future plans.
End-to-end support
Professional assistance from consultation through mortgage approval and property handover.
Simple & transparent process
We coordinate with lenders and keep you informed throughout every stage of your mortgage journey.
Our mortgage process
- 01
Free consultation
We discuss your property plans, budget and financial situation to understand your requirements.
- 02
Mortgage assessment
We compare suitable mortgage options and explain interest rates, repayments and financing choices.
- 03
Application & approval
We help prepare your documents, submit your application and liaise with the bank until approval.
- 04
Property handover
Our support continues until your mortgage is completed and you receive the keys to your new home.
Documents you may need
Required documents may vary depending on the lender.
Salaried applicants
- Passport & Emirates ID
- Valid UAE visa
- Salary certificate
- Salary slips (if required)
- Bank statements
Self-employed applicants
- Passport & Emirates ID
- Valid UAE visa
- Trade licence
- Company & personal bank statements
- Financial statements (where applicable)
Why homebuyers trust Miracle Keys
- Free mortgage consultation
- Access to multiple UAE banks
- Personalised mortgage advice
- A dedicated mortgage advisor
- Support until property handover
- Honest and transparent communication
Frequently asked questions
How much deposit do I need?+
The required down payment depends on your residency status, property value and lender requirements. We'll explain what's applicable to your situation.
Can I get mortgage pre-approval?+
Yes. Pre-approval helps you understand your borrowing capacity before you start searching for a property.
How long does approval take?+
Approval times vary between lenders and depend on your documents and property details. We'll keep you updated throughout the process.
Is your mortgage advisory service free?+
Yes. Our mortgage consultation and advisory service is completely free — from your first consultation until your property handover.
Ready to buy your new home?
Our experienced mortgage advisors are here to guide you through every stage of your home-buying journey.