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Miracle Keys Mortgage

UAE mortgages, explained properly

No jargon and no sales pitch — just the maths, the criteria and the questions worth asking before you commit to a lender.

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What Happens on Property Transfer Day in Dubai?
Costs & Fees8 min read

What Happens on Property Transfer Day in Dubai?

A practical guide to Dubai property transfer day: what happens at the Real Estate Registration Trustee Centre, what documents are checked, how mortgage registration fits in, and when the electronic title deed is issued.

Read the guide21 September 2026
Property Valuation for UAE Mortgages: How It Works
Costs & Fees9 min read

Property Valuation for UAE Mortgages: How It Works

Understand how property valuation works for UAE mortgages, why banks appoint independent valuers, how valuation affects LTV and down payment, and what happens if the valuation is lower than the purchase price.

Read the guide21 September 2026
Mortgage Registration and Dubai Land Department Costs Explained
Costs & Fees7 min read

Mortgage Registration and Dubai Land Department Costs Explained

Understand Dubai mortgage registration and Dubai Land Department costs, including the 0.25% mortgage registration fee, sale registration fees, trustee charges, title deed and map fees.

Read the guide21 September 2026
How Much Down Payment Do You Need for a UAE Mortgage?
Costs & Fees8 min read

How Much Down Payment Do You Need for a UAE Mortgage?

How much down payment do you need for a UAE mortgage? Compare CBUAE LTV limits for UAE nationals and expatriates, see deposit examples and calculate your estimated cash requirement.

Read the guide4 August 2026
Hidden Costs of Buying Property in Dubai
Costs & Fees9 min read

Hidden Costs of Buying Property in Dubai

Discover the hidden costs of buying property in Dubai, including DLD fees, mortgage registration, valuation, insurance, service charges, utilities, furnishing and moving expenses.

Read the guide4 August 2026